JADE Glossary

A practical guide to the key metrics and concepts used in JADE rankings.

Valuation

Price Discount vs. Sector
How far a company's valuation ratios deviate from the sector median. A company with P/E 12 in a sector trading at P/E 20 is at a meaningful discount.

In JADE: The only Valuation component that updates every trading day. When a share price falls, valuation ratios drop and the stock becomes relatively cheaper vs. peers.

P/E — Price-to-Earnings
How many times the share price exceeds annual earnings per share. A stock at $50 with EPS of $5 has a P/E of 10.

In JADE: Scored by percentile within the sector — lower P/E vs. peers means a higher Valuation score.

P/E doesn't work for loss-making companies. A low P/E alone says nothing about business health.

P/B — Price-to-Book
Ratio of market price to net asset value per share. P/B below 1 means the market values the company below its book assets.

In JADE: Especially relevant for banks, industrials, and property companies.

For asset-light companies (software, pharma), book value can appear low even when real value is high.

P/FCF — Price-to-Free-Cash-Flow
How much you pay per unit of free cash flow generated. Similar to P/E, but based on actual cash rather than accounting earnings.

In JADE: Harder to manipulate than reported earnings. Companies with low P/FCF vs. sector peers receive a higher Valuation score.

For capex-heavy businesses in investment cycles, FCF can be temporarily low despite a healthy underlying business.

EV/EBITDA — Enterprise Value to EBITDA
Ratio of total firm value (market cap + net debt) to operating profit before depreciation and taxes. Allows comparison across companies with different debt levels.

In JADE: Complements P/E by capturing debt that P/E ignores. Key for comparing companies in capital-intensive sectors.

Business Quality

ROIC — Return on Invested Capital
Measures how much operating profit a company generates per dollar of invested capital (equity + debt). Formula: NOPAT / Invested Capital.

In JADE: The primary quality metric. ROIC ≥ 15% signals efficient capital allocation. It is the main tool for distinguishing opportunities from value traps.

A one-year spike in ROIC can be driven by an unusual transaction. Look for a consistent trend.

ROE — Return on Equity
Net income as a percentage of shareholders' equity. ROE of 20% means the company earns $0.20 for every $1 of equity capital.

In JADE: Complements ROIC. High ROE at low leverage is a sign of genuine operational efficiency.

ROE can be inflated by high debt. That's why ROIC, which accounts for all capital, is the primary metric in JADE.

Net Debt / EBITDA
How many years it would take the company to repay its net debt using annual operating earnings. The lower, the better.

In JADE: A measure of financial risk. Heavily indebted companies lose Quality points.

For banks and insurers, this metric works differently — their debt has a different nature than corporate debt.

Operating Margin
Percentage of revenue remaining after all operating costs. A 15% operating margin means $15 of every $100 in revenue becomes operating profit.

In JADE: A high margin signals a strong competitive position or efficient business model. Scored by percentile within the sector.

Current Ratio
Ratio of current assets to current liabilities. A value above 1 means the company can cover its short-term obligations from current assets.

In JADE: Checks short-term liquidity. A low current ratio can signal near-term financial stress.

Growth

Revenue CAGR — Compound Annual Growth Rate of Revenue
Average annual revenue growth rate over the past 3–4 years. CAGR of 20% means revenue roughly doubles every 3–4 years.

In JADE: The core indicator of business momentum. Higher CAGR vs. benchmark improves the Growth score.

Growth via acquisitions can look strong on paper without reflecting genuine organic strength.

EPS CAGR — Compound Annual Growth Rate of Earnings Per Share
Average annual growth of earnings per share. Measures whether a company's growth actually translates into rising earnings for shareholders — not just rising revenue.

In JADE: Complements Revenue CAGR. Revenue can grow while per-share earnings stagnate.

Buybacks can increase EPS without any growth in net income — it's worth checking both.

FCF — Free Cash Flow
Cash generated from operations after capital expenditure (capex). Formula: Operating Cash Flow − Capex.

In JADE: "Cash in the company's pocket" — a more reliable health indicator than reported earnings, which can be distorted by accounting choices.

FCF Trend
Whether free cash flow is consistently growing, stable, or declining over time.

In JADE: A company with growing FCF gains increasing financial flexibility — it can invest, repay debt, or return capital to shareholders.

Dividend

Dividend Yield
Annual dividend as a percentage of the current share price. A company paying $2 per share with a $40 stock price has a 5% yield.

In JADE: Core indicator in the Dividend pillar. Higher yield lifts the score — up to a threshold.

A very high yield (above 10%) can signal that the market expects a dividend cut or has concerns about the company's health.

Payout Ratio
Percentage of net income paid out as dividends. A 40% payout ratio means 40 cents of every dollar earned goes to shareholders as dividends.

In JADE: A signal of dividend safety. The 30–60% range is generally considered healthy.

Payout ratio above 80% may be unsustainable — the company is distributing nearly all its earnings with little left for investment or reserves.

Years of Uninterrupted Dividends
The number of consecutive years a company has paid dividends without a break.

In JADE: A long streak of uninterrupted payments signals financial stability and business maturity. Maintaining dividends through downturns is much harder than starting them.

Buyback Yield
Value of shares repurchased during the year as a percentage of market cap. Analogous to dividend yield, but for share buybacks.

In JADE: Buybacks are an alternative form of capital return — we count them alongside dividends in the Dividend pillar.

Smart Money

Smart Money
A collective term for signals from insider transactions and the moves of large institutional and activist investors.

In JADE: The fifth scoring pillar. Neutral baseline: 50 pts (no signals). Insider and activist buying raises the score; selling lowers it.

Smart Money is a supplementary signal — it should never be the sole reason for an investment decision.

Insider Buying
Purchase of company shares by people associated with it — management, board members, major shareholders. Disclosed publicly through regulatory filings.

In JADE: The signal is stronger when multiple insiders buy simultaneously or when individual purchases are large.

Insiders sell for many reasons (taxes, diversification, personal needs). Selling is a weaker signal than buying.

Form 4 (US)
SEC form that company insiders must file within 2 business days of any transaction in the company's securities.

In JADE: Primary source of Smart Money data for the US market (S&P 500).

Schedule 13D (US)
SEC filing required when an investor acquires more than 5% of a company's shares with intent to actively influence its management or strategy.

In JADE: An activist entry (13D) is a strong signal — the investor wants change and typically discloses their intentions publicly.

Schedule 13G (US)
SEC filing required for passive holders of more than 5% — primarily index funds, ETFs, and passive institutions.

In JADE: A position increase by a large institution (13G/A) signals growing institutional interest in the company.

Scoring Basics

Final Score
Weighted sum of scores from five pillars (Valuation, Quality, Growth, Dividend, Smart Money), expressed on a 0–100 scale.

In JADE: The basis for all rankings. The same company data produces a different final score depending on the chosen profile.

Profile Weights
Percentage weights assigned to each pillar within a given investment profile. Profiles: VALUE (50% Valuation), QUALITY-GROWTH (35% Growth), DIVIDEND (40% Dividend).

In JADE: The profile reflects your investment style. You can view the ranking of the same company under each profile.

Daily Ranking Update
JADE rankings refresh every trading day after the market close, when share prices and derived valuation ratios update.

In JADE: Price change = change in P/E, P/B, P/FCF = change in ranking position. Fundamentals (Quality, Growth) remain stable between quarterly reports.

Quarterly Fundamentals Update
Earnings, balance sheet, cash flow, and growth data refresh quarterly when companies publish their results.

In JADE: Quality (D2) and Growth (D3) change less frequently than Valuation (D1) — this stabilises rankings and reduces daily noise.

Value Trap
A company that looks cheap on valuation metrics (low P/E, P/B) but where the low price reflects persistent fundamental problems — declining earnings, shrinking market, capital destruction.

In JADE: ROIC and Business Quality (D2) help distinguish opportunities from traps. A cheap stock with low ROIC receives a low Quality score and does not advance in VALUE rankings.

Read more: JADE Methodology  ·  US Ranking  ·  GPW Ranking